It took me just about 10 minutes to draft up this character. About half of that was deciding where to spend all the Character Tokens. Eight of them went to increase his skills, while the remaining four went to raise two of his Peril Checks. I "cheated" a little bit and gave him all his gear for free; since he's a soldier, his equipment is largely issued to him, and I figured it made sense to not make him pay for that Signature Gear out of his Character Tokens.
McTeague was made just like a normal starting Player Character, but he'd also be fine as a major NPC for a Napoleonic-era campaign setting.